Terms & Conditions

Intellectual Property & Usage Agreement

Thank you for choosing to invest in your professional growth with resources created by Caro Monroy and the Skilled Migrant Academy. These materials are designed to support overseas professionals like you on your journey to building a fulfilling career in Australia and beyond.

By accessing or using this digital product, you agree to the following terms:

1. Intellectual Property

All content provided in this product—including text, images, videos, audio, worksheets, templates, and proprietary methodologies—is the intellectual property of Caro Monroy and is protected by Australian copyright law and international copyright treaties.

You may not reproduce, distribute, sell, share, or modify any part of this content without express written permission from the copyright holder.

2. Personal Use Only

This product is for personal, non-commercial use only. You may download and print materials for your own educational purposes, but you may not:

Share your access or files with others

Post the content publicly online or in forums

Use the content to create derivative works for commercial gain

Deliver the content in workshops, courses, or coaching programs (paid or unpaid)

3. No Guarantees

Every effort has been made to provide valuable and practical advice based on real-life experience and Australian workplace standards. However, results may vary depending on personal circumstances, market conditions, and individual effort.

We do not guarantee specific outcomes (e.g., employment offers), and this product does not constitute professional, migration, legal, or psychological advice.

4. Refund Policy

Due to the digital nature of this product, all sales are final and non-refundable once access has been granted or content has been downloaded.

If you encounter technical difficulties or have concerns, please contact: support@caromonroy.com

5. Modifications

We may update these Terms from time to time to reflect changes in our content, policies, or legal requirements. Your continued use of the product indicates your acceptance of those changes.

6. Governing Law

These Terms & Conditions are governed by the laws of the Commonwealth of Australia. By accessing the product, you consent to the jurisdiction of Australian courts in the event of any dispute.

Thank you for respecting the work behind this product. Your support allows us to continue empowering more overseas professionals to thrive in the professional world.

Caro Monroy
www.caromonroy.com